IBI Technologies
Holding company · Est. London

Frontier
systems for
complex jurisdictions.

IBI Technologies builds operating-grade products in places most software refuses to go: fractional ownership, UK legal infrastructure, and the behavioural intelligence that classifies how humans actually decide.

FounderMalik Makinde
DomainsFintech · Legal · Behavioural AI
Operating fromLondon, UK
Active products04 / 04 live
Initiate · Scroll
FractionetDraftRightBehavioural IntelligenceBI in productionLens · third pillarEngineering systemic advantage FractionetDraftRightBehavioural IntelligenceBI in productionLens · third pillarEngineering systemic advantage
Thesis

We don't build software companies.
We build infrastructure in markets where inefficiency is mistaken for law.

IBI Technologies operates as a quiet holding entity. Each subsidiary product is engineered against a structural failure no incumbent has bothered to solve: illiquid asset stacks, brittle legal authoring, and the demographic-shaped lens still applied to fundamentally behavioural problems. The portfolio compounds because the underlying intelligence layer is shared.

01
Fintech · Live Fractional ownership protocol

Fractionet

Own real estate from $100. Yields delivered, not promised.

Fractionet is a tokenised real estate and precious-metals platform that lets ordinary investors own income-producing property from as little as $100 and earn 8%+ annual yields, settled on-chain and tracked off-chain, with the polish of a consumer fintech and the rigour of a settlement system underneath.

The platform is a full investor workspace, not a wallet. Multi-asset portfolios, live yield tracking, goal-setting, social leaderboards, and an embedded AI advisor that nudges each investor toward the moves that actually fit them, quietly powered by IBI's Behavioural Intelligence layer running inside the product.

Min entry
$100
Yield
8%+ p.a.
Chain
BSC
Visit Fractionet
fractionet · ledger.preview ● live
Asset · 0xA9F2 +128 fractions held
02
Legal-tech · Live UK legal authoring engine

DraftRight

An AI-powered UK legal toolkit for drafting, analysing, transcribing, and monitoring compliance from one workspace.

draftright · clause.compose UK · v3
Clause · Indemnity (auto-bound)

DraftRight is a UK legal and compliance platform that replaces the patchwork of single-purpose tools most professionals still string together. It generates documents with binding legislation references, analyses incoming contracts, compares versions, drafts bespoke agreements, transcribes meetings with speaker diarisation, scans invoices, builds HR packs, and runs an AI advisor that can answer counsel-grade questions.

The template library is self-learning. Every accepted draft compounds the system's understanding of how UK contracts actually get written. At the top of the stack, Enterprise Premium unlocks Compliance Signals: a continuous regulatory-monitoring layer that flags what's about to change in your firm's exposure window, before it changes.

Surfaces
5 public · API
Tools
15+ in one workspace
Top tier
£5k/mo Enterprise
Visit DraftRight
03
Patented technology Archetype profiling engine · IBI Technologies Ltd

Behavioural Intelligence

A classification of humanity, not demographics. Built so software can finally talk to people the way people actually move.

Behavioural Intelligence is IBI's patented archetype engine. It absorbs interaction signal (language, latency, hesitation, sequence) and resolves it into a behavioural archetype that predicts how a person will respond before the next message is even drafted.

It is not a persona generator. It is a structural lens that lets every other product in the IBI portfolio behave as if it remembers you, even on first contact. Adaptive. Quietly compounding. Owned outright by IBI Technologies Ltd.

Status
Patented
Owner
IBI Technologies
Mode
Adaptive · compounding
Request access
bi · archetype.matrix ● live · port 3500
core · target_id
Risk-averse
ROI-aggressive
Trust-seeker
Velocity-driven
04
Field deployment · Live BI in production · partner case

In production.

The outreach engine inside Mentis Digital was designed and built by Trisden Mills. Behavioural Intelligence sits underneath as its decisioning layer.

mentis × bi · sequence.live ● streaming
10:04:12target_7482 resolved → archetype.RISK_AVERSE
10:04:13routing → sequence.beta · trust + authority vectors
10:04:15message delivered · dwell 4.2s · sentiment +
10:05:01target_9122 resolved → archetype.ROI_AGGRESSIVE
10:05:02routing → sequence.gamma · yield + velocity vectors
10:05:10conversion event logged · pipeline +1
10:05:33target_8871 resolved → archetype.TRUST_SEEKER
10:05:34slowing cadence · 48h reflection window applied
awaiting next signal

Mentis Digital is an independent outreach business. The architecture, the system design, and the engineering decisions behind the build belong entirely to Trisden Mills. He is the genius behind it. Operations are run by Malik Makinde, founder of IBI Technologies, which is how Behavioural Intelligence came to be deployed inside the system as its decisioning layer.

Every outbound message is shaped by the resolved archetype, and every reply feeds back into the model. The value flows both ways. Mentis runs outreach that adapts faster than any scripted system could, and BI gets a steadily larger, more diverse training surface to learn against.

Architect
Trisden Mills
Operations
Malik Makinde
Decisioning
BI · IBI
See partner deployment
05
Behavioural infrastructure · In development The third pillar · IBI Technologies Ltd

Lens

The third pillar. The layer that lets the stack remember in motion.

Lens closes the IBI stack. Behavioural Intelligence resolves who someone is in the moment. Lens is what lets that resolution carry — across products, across time, across the full arc of every interaction the portfolio has ever had with them.

Without Lens, four IBI products are four products. With Lens, they are one stack with one memory, compounding quietly underneath Fractionet, DraftRight, and the partner deployment in Mentis. In development at IBI Technologies Ltd.

Pillar
III · of III
Status
In development
Surface
Portfolio-wide
Request briefing
lens · state.read ● in development
23·02·14
23·06·22
23·11·08
24·03·17
24·07·02
24·11·29
25·04·11
25·09·06
26·01·24
26·04·30
Founder
"Technology is rarely the bottleneck.
Structural imagination is."
Malik Makinde
Founder · IBI Technologies Ltd

IBI Technologies exists because most of the markets that matter (capital access, legal authoring, behavioural understanding) are still wired with assumptions from a previous decade. Building a single product against any one of these problems is a startup. Building infrastructure against all three is a holding company.

Every IBI product ships with the same posture: ledger-grade where it has to be, editorial where it should be, behaviourally aware everywhere it can be. The intelligence layer compounds quietly across the portfolio.

If you operate at the intersection of finance, law, or human signal, and the off-the-shelf answer offends you, there is a conversation to be had.